It’s time for some fun with our
Vacation Loans!
$1,200 at 18.0% APR with
repayment plan of 12 Months!
> Loans available June 1 – July 31, 2026
> Apply in person or online
Qualifications:
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- $1,200 @ 18.00% for 12 months.
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Not based on credit score, even a zero credit score. (We will pull credit, but the score won’t be a basis for approval)
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Debt-to-income ratio must be 60% or less.
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Must be an active member of SCFCU for 12 months.
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There is a $50 loan processing fee.
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Debt protection is required.
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Only one vacation loan, holiday loan, or signature loan per member at the same time.
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Auto transfer payment required.
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No application fees.
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12-month continuous verified employment required.
- Share, Share Draft, and Loan accounts balance must be in good standing with SCFCU at the time of application.
- Members cannot be in active Bankruptcy.
- Members must be discharged from a Bankruptcy for 12 months or more.
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Total monthly deposit(s) of $250 coming into SCFCU.
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Mortgage reporting status must be current.
* To apply for this loan in person with the Printed Application, please print, complete and sign. Submit the application by by mail, fax, or deliver to one of our locations. If you have questions, please call us for help at (901)377-8929.