Overdraft Information
SecurCommunity FCU will honor an overdraft transaction up to a maximum preset limit of $750. All you need is an eligible account. As long as your account remains in good standing SecurCommunity FCU will honor overdrafts and charge an Overdraft fee of $35 for each transaction to be deducted from your account. To make sure this service remains available, your account must be brought to a positive balance within 30 days.
SecurCommunity FCU will authorize and pay overdrafts for the following types of transactions:
- Checks written off your account
- ACH withdrawals
SecurCommunity FCU will not authorize and pay the following types of transactions, unless you opt in to Regulation E Opt In/Out Form:
- ATM transactions
- Everyday debit card transactions
For more information, call 901.810.7283